If strong Allies like South Korea continue to shift away from the dollar, it will be a drag on the U.S. economic growth rate, as domestic savings would have to rise to fill in the gap.

如果像韩国这样的拥趸继续疏远美元，美国经济将受到拖累，因为届时漏洞就得由国内储蓄来填补。

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They have plugged the gap by running down savings and issuing debt.

他们通过降低结余额和发行债务来填补差额。

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So the savings gap is getting larger, not smaller and without concerted action, the situation will get still worse.

BBC: Analysis

But Martin Wheatley, the chief executive designate of the Financial Conduct Authority, said that - although there was a savings gap in the UK - people had not trusted financial services.

BBC: Commission sales are abolished on financial policies

But Mr Pickering's view is that the onus for saving has switched too far from individuals towards employers, with the result that firms are becoming increasingly unwilling to provide schemes and play their part in filling Britain's savings gap.

BBC: Q&A: The Pickering review